Whether you run a business or have only your own money to manage, finances are something everyone needs to think about. There are plenty of legal implications for a business, but even individuals need to ensure they are following all tax laws and doing things properly. The need for everyone to manage money in some way or another is what makes finance affiliate programs so powerful.
Some people try to put their money to work with investments and trading, but neither is a simple venture. Even in the category of investing, there are many potential paths like real estate, cryptocurrencies, p2p lending, stock ownership, precious metals, and more.
There is a learning curve involved for each, and many different ways you can strategize.
Other times, people simply struggle to budget. When you aren’t paying proper attention to your income and spending and how they relate to each other, you’ll run into money problems fast. Loans are another thing that can be difficult to manage. Especially when student loans are involved, it can become overwhelming.
There are so many facets of finance. Thankfully, there are programs, software, and other solutions available for almost any problem you may run into. If money is something you’re good at and/or experienced in, you may be able to make some money by partnering with these finance affiliate programs.
Finance Affiliate Website Ideas
You can make an affiliate website out of almost any topic. As long as you have a passion for it, there is earning potential. But, you do need a strategy, and part of that is determining your specific niche.
Within the finance industry, there are several options. You can target the average, individual consumer who just needs help managing their personal money. Services like TurboTax and YNAB are beneficial here. They offer services for the average person looking for some help.
You can also choose to cater to the more business-minded. This can include those who already have a business of their own or are serious about starting one. Financial services like Small Business Bodyguard and Fresh Funding can help these businesses gain both the information and capital they need to run properly and efficiently.
Lastly, you can lean more towards those who love a good deal. Saving money is one way to better manage your money, and a place like Coupon Surfers can help people do just that on a regular basis.
However you decide to go about it, the finance industry has plenty of earning potential through affiliate partnerships like these ones. With an investment of time and effort, affiliate websites are a fantastic way to earn a significant passive income while writing about something you love.
Finance Affiliate Programs
- TurboTax
- Kabbage
- Fresh Funding
- Lifelock
- Prosper
- Small Business Bodyguard
- The Royal Mint
- Questrade
- Checks Unlimited
- Coupon Surfer
- Fresh Books
- Investfly
1.TurboTax
TurboTax is a software that helps users file their taxes. It’s among the top-rated tax programs out there and is used and trusted by millions of people. Filing taxes is often more difficult and complicated than people think and they end up seeking out help.
With TurboTax, you can offer your audience a lot of value. In addition to telling them about one of the best tax software they can buy, TurboTax offers other resources as well. While tax season falls between January-April, you can offer them free articles and tax calculators for them to learn from throughout the year.
Affiliates are given a 12% commission rate with a moderate 15-day tracking cookie.
2. Kabbage
Kabbage is a loan company that is geared towards small businesses. They want to support local efforts and see the small business succeed. They do this by offering straightforward funding that is flexible.
Small business owners can apply for loans of up to $250,000 for many different things. This includes hiring, buying inventory, upgrading equipment, and managing their cash flow.
Their affiliate program is also flexible and allows you to work at whatever pace you want. They offer a generous $250 payout for every qualified customer you refer.
You can earn some quick cash by referring your direct business contacts, or you can scale your efforts with their referral tracking dashboard. When you refer a customer, they will also get a $50 bonus.
3. Fresh Funding
Established in 2017, Fresh Funding is a new company looking to break into the business arena. They aim to provide a fast and personal experience for small to medium-sized businesses looking for flexible funding.
They can offer funding of up to $500,000 and they boast a quick approval, usually within 2-4 hours. In many cases, they can also provide funding on the same day of approval. This aspect may be a huge deciding factor for customers needing money fast.
Their affiliate program works closely with affiliates to effectively promote the service and bring business owners closer to the capital they need. Their commission rate is not publically available but their fast, personal service makes them a good partner to work with.
4. LifeLock
With so many financial services available online, hackers are everywhere. Identity theft is a huge crisis as it’s becoming easier and easier for criminals to open accounts and even file taxes in someone else’s name.
Becoming a victim of identity theft is devastating and will take a toll on your life for many years. It’s a good idea to protect your money and your identity with a security option such as LifeLock.
LifeLock offers a series of affordable plans that offer monitoring, alerts, and protection against hacking. They also offer resolution and reimbursement of funds if identity theft does occur.
They boast “generous” commissions for affiliates who partner with them, and they have a standard 30-day cookie tracking.
5. Prosper
Prosper is an online peer-to-peer lending marketplace. Since its inception in 2005, it has facilitated over $16 billion in loans to almost 1 million people.
With Prosper, people invest in each other. Borrowers apply for fixed-rate loans for up to $40,000. Individuals or institutions can then choose to invest. They will earn attractive returns in the process.
Prosper handles all the logistics so it’s simple and easy for all involved. The service is backed by leading investors including Francisco Partners and Sequoia Capital.
Prosper offers an affiliate program that offers compensation to affiliates who refer qualified borrowers to the service.
6. Small Business Bodyguard
Small Business Bodyguard is a collection of lawyers, marketers, and customer service professionals who work to help small businesses get set up and operating the right way. They will walk you through all the legal aspects of becoming a business.
For businesses that are already in operation, they can offer help and guidance when it comes to ongoing legal issues or possibilities. This includes things like getting sued, paying taxes, or getting screwed by a new client.
They offer affiliates a healthy 30% commission rate on all sales they make.
7. The Royal Mint
The Royal Mint is the world’s leading export mint. They make coins and medals for about 60 countries each year. They operate out of the UK and focus on making and distributing coins there. They also work to provide blanks and medals for various banks.
While this is their first priority, they also sell a range of products including commemorative coins, jewelry, and other giftware products. They also sell gold and silver bars and coins directly from the mint.
Their affiliate program offers affiliates a competitive commission rate. The exact rate is calculated based on performance. They also offer special affiliate offers on a regular basis and will even work with you to create an offer specifically for your website.
8. Questrade
Questrade offers investing services to make things easy, effective, and successful. They offer low fees so you can get better returns. Overall, it’s a great service for new investors who may not be that well versed in the world of investing.
They offer customers two ways to invest – self-directed and portfolio. With the self-directed investing you build your own portfolio and save on fees. For someone less experienced, having Questrade build a portfolio will help them reach their goals faster.
They offer affiliates two options. They can choose to receive a flat rate of $70 for every client they refer who opens a self-directed account. Or, they can choose to receive 7.5% of every trade commission they generate.
They also offer tiered commission with sub-affiliates. When an affiliate refers another affiliate, they earn a small percentage of their commission.
9. Checks Unlimited
It may not seem like it, but checks can be an important part of any business. If you make a lot of payments with checks, you want these to be well designed and of high quality. Checks Unlimited has been in business since 1986, where they started with just 13 designs.
Now, they have expanded to meet the needs and desires of over 50 million customers with their products and services. While quality is important, sometimes it’s nice to add a personal touch too.
They offer fun designs from things like Disney and Warner Bros. all while maintaining the professional quality that meets the American Bankers Association Standards. This means they will be processed at any bank.
Their affiliate program offers a solid 20% commission with an impressive 120-day cookie tracking. They also have an above-average conversion rate of about 25%.
10. Coupon Surfer
Everyone loves to save money with coupons, and Coupon Surfer is a fantastic resource for coupons of all kinds. You can find free, printable coupons for many grocery brands as well as a multitude of online offers and discounts. This can include anything from clothing to pet products.
They also have a set of coupon tools that make finding coupons you want fast and easy. They also offer a cashback rewards program that gives users 10% cashback at 1000’s of local places just for linking their debit or credit card to the account. No money needs to be spent.
Coupon Surfer has a unique affiliate program in that referrals don’t even need to spend money for the affiliate to earn. They offer $0.20 for member referrals and an additional $0.20 for anyone who links a debit or credit card. The rate is low, but a sign up is all that needs to happen. Their referrals don’t even need to spend money.
They do offer higher rates and additional bonuses for high performing affiliates. They have a standard 30-day tracking cookie.
11. Fresh Books
Fresh Books is an all-in-one solution for small businesses. Managing the financial side of a small business can be challenging, which is why Fresh Books is so helpful. It helps you manage the accounting and invoicing side of your business so you can focus on everything else.
Not only does Fesh Books handle these aspects of the business, but it takes care of the small details too. You can automate as much or as little as you want. From a client changing their credit card information to following up on late invoices, Fresh Books can take care of it.
Fresh Books affiliates will earn $5 when a customer signs up for a free trial, and an additional $55 when their referral signs up for any paid Fresh Books plan. Their cookie tracking is a solid 120 days.
12. InvestFly
InvestFly is a comprehensive trading community. They offer a full suite of trading tools and services that allow customers to participate in live trading. Essentially, their goal is to remove the complexity from trading and help people do it in a way that makes sense to them.
Their series of tools and services turn trading into an investment opportunity doable by beginners and professionals alike. They also have a bustling community of forums where people can offer advice, exchange strategies, and learn from each other.
Their affiliate program pays a $20 flat rate for each premium user referred and $50 for those that sign up for the elite plan.
