
Buying a home is a big deal, and so is applying for a mortgage. First-time homeownership is life-changing and not something to be taken lightly. Depending on your credit, being approved for a mortgage can be difficult and time-consuming so you want to find the best possible services.
As an affiliate marketer, an opportunity to help people with these questions and issues is also an opportunity make money with mortgage affiliate programs.
There are many options out there for those looking to borrow money for a home. The service provider and lender you choose will depend largely on your situation and circumstances. Some are very broad and offer many options, others focus on a more targeted group, such as those with poor credit.
Many people aren’t familiar with the process or don’t have a lot of information, so they are always scouring the internet for help and guidance. If this is something you can offer, you are smart to take advantage of the affiliate marketing opportunity within this niche.
Depending on the program and their commission structure, affiliates stand to earn a substantial income if they take proper advantage of these mortgage affiliate programs.
Mortgage Website Ideas
There are many categories of people in search of a home loan. The first is your average first-time home-buyer simply looking to get approved for a mortgage. In addition to the actual mortgage, they may need other resources like budgeting tools, career advice, or basic DIY home improvement and decorating skills.
You can also place your focus on those with poor credit. You can use a service like Lending Affiliates that gives you access to a whole host of lenders willing to loan money to those with poor credit.
Lastly, you can go to the other side of the spectrum and direct those who are looking to get into the business as a broker. Mortgage Broker Training and Mortgage Training Center are good places for these people to go as they offer plenty of educational materials and resources.
There’s tons of financial affiliate programs related to starting business, including from the education side, to the practical financial tracking side.
Whichever type of audience you choose to target, it’s a unique niche with some incredible earning potential if you align yourself with the right programs.
Mortgage Affiliate Programs
- Patch Homes
- eFinance Home Loans
- Quicken Loans
- Reico
- Mortgage-X
- The Money Hub
- Lending Affiliates
- Mortgage Broker Training
- Choice Finance
- Haystax Mortgage
- Bankruptcy Mortgage Book
- Mortgage Training Center
1.Patch Homes

Patch Homes wants to make owning a home a reasonable and attainable goal for everyone. What they offer is a unique service to allow homeowners to access their home wealth. They do this through an equity sharing model. You take out the equity you want, spend it, and wait. Once your investment pays off, this is when Patch Homes gets paid.
Their service includes no monthly payment, no interest rate, and no prepayment penalty. They are transparent, honest, and both willing and able to help you.
Patch Homes offers a simple affiliate program where you get paid as soon as a deal is made.
2. eFinance Home Loans

eFinance Home Loans is connected to a number of high-quality lenders and they will help you find the best one for you. They began with a passion for simply offering advice and management for funding on behalf of clients, but has grown into the service it is today.
They work with you to find the most competitive pricing available within their panel of lenders. They cater to those who are looking to buy a home, refinance, or even invest, and they can back you with their years of experience.
Affiliates can earn a commission when they refer those who apply and receive a loan.
3. Quicken Loans

Quicken Loans looks to make the mortgage process as easy and seamless as possible. They are with you every step of the way to make sure you get the best possible solution for you and your circumstances.
They also provide a series of online tools to help you know and track the status of your loan 24/7. The application process is fast and easy, allowing you to set your own place and time for closing. You can then manage everything right from your phone.
Their affiliate program is straightforward, they offer a series of premade banners and links for you to advertise, and you’ll earn a commission on any loan that is given out as a result of your link.
4. Reico

Reico is a fantastic resource for all things real estate and mortgage-related. They offer many different mortgage financing options while providing a range of other services. These include listing your off-market properties, real estate investing, and more.
Their mortgage financing solutions include residential, commercial, and working capital as well as options for home sellers who may be struggling to sell their home or want to renovate before selling. They also offer debt consolidation and/or elimination services if that’s something you need.
They don’t offer a lot of details publically, but they encourage interested parties to contact them about partnering as an affiliate.
5. Mortgage-X

Mortgage-X acts as a directory for all your mortgage needs. They have a large database and can help you find the best possible rates and solutions to match your circumstances. They have access to more than 2500 mortgage companies from across the country.
In addition to their database of services to compare, they offer a wealth of information. They have a series of free articles that help you understand and go through different parts of the mortgage process.
Affiliates can refer customers from all over the country and receive a flat rate of $3.50 for every loan request their referrals fill out.
6. The Money Hub

The Money Hub is a company that offers bad credit loans and mortgages. They work with all lenders, no-obligation quotes and inquiries, and bad credit history is considered. They promise a simple, secure, and hassle-free process.
In addition to their comprehensive services, they have a free blog that contains some good information. You can find frequently asked questions, tips, guides, and general information that may be helpful for you when considering how to go about getting your mortgage.
Their commissions are paid to affiliates on a per-lead basis. They boast one of the highest rates in the industry.
7. Lending Affiliates

Lending Affiliates is a program that is connected to several different lending corporations, including Thornton Mortgage and many more. They focus on offering loans and programs for those who have poor credit and struggle to get approved.
The affiliate program plays a large role in the company’s acquisition of customers who are looking for these “sub-prime” mortgages. With this, affiliates can offer their audience a useful resource with multiple options in one place.
Affiliates will earn a commission for every customer that fills out a mortgage application.
8. Mortgage Broker Training

Mortgage Broker Training has been around since 1999, always with the goal to help loan officers and mortgage brokers who are new to the industry. They have done away with cold calls and created a series of programs and resources that teach the industry the right way.
They will walk customers through starting their company to gaining a steady stream of loan clients. They are one of the leading training companies in the industry.
The affiliate program is generous with a 50% commission on all products and a tracking cookie that never expires.
9. Choice Finance

Choice Finance has been in business for ten years and prides itself on offering low, affordable rates with low or no fees. They are proud of their level of customer service and can offer help and guidance from professional, experienced staff.
They are also able to offer no and low closing cost refinance options. They will work with you to determine if this is the best route and will help you no matter what you decide. You can use the website to check and compare rates for free.
Affiliates will earn a small, flat rate commission on residential loans, between $10-15. For commercial loans, they will get 10% of the commission – up to $20,000.
10. Haystax Mortgage

Haystax mortgage is a company that allows you to get your mortgage fully online. They are constantly working to improve their technology and make it as easy and seamless as possible for people to acquire a loan.
They are a small company comprised of a handful of friendly, knowledgeable, and experienced staff members who are there to help you through every single step of the process. They focus on constant learning and aim to stay on top of trends in order to offer their customers the best possible solutions.
The affiliate program operates on a points system that tracks the affiliate’s sales and awards appropriate points. Points can then be redeemed at the discretion of the affiliate.
11. Bankruptcy Mortgage Book

Bankruptcy Mortgage Book is a company dedicated to helping those who have dealt with bankruptcy and still need a mortgage. The process can be quite different and their expertly written ebook will walk you through the whole thing, ensuring you’re properly educated and well-informed.
They also have additional resources for those who need to repair their credit or are facing foreclosure. They also offer a free blog with plenty of additional, helpful information on all things regarding mortgages and real estate in general.
Affiliates are offered an impressive 65% commission on sales of the ebook.
12. Mortgage Training Center

Mortgage Training Center is a comprehensive training program for anyone looking to enter the industry. In addition to mortgage, they offer education in many other areas including real estate, sales, HR, accounting, health care, insurance, and more.
Their courses are versatile, offering DVD’s, CD’s, webinars, conferences, manuals, and several in-person seminars. Everyone learns differently and this offers a variety of methods and platforms for everyone to learn their way.
Affiliates can offer their audience a huge range of education including and outside of mortgage. The commission on sales is 50% and you can offer courses directly from your own website.